Secure YourFinancial Future
Expert pension administration and retirement planning solutions for all Ghanaians.
Our Pension Schemes
Tailored retirement solutions to meet the needs of individuals and organizations throughout Ghana.
Master Trust
A multi-employer pension scheme designed for organizations looking for a comprehensive retirement solution.
- •Superior investment returns on pension contributions.
- •Assignment of Tier 2 to secure a primary residential facility.
- •Discounts granted on insurance cover with Best Assurance.
Personal Pension
Individual pension plans for self-employed professionals and those seeking additional retirement security.
- •Open to Both Formal and Informal Sectors
- •Tax Reliefs & Exemptions
- •Flexible Contributions
- •Enhanced Retirement Benefits
Provident Fund
A savings scheme where both employers and employees contribute to build a retirement fund.
- •Designed for Formal Sector Workers
- •Tax Reliefs & Exemptions
- •Regulated by NPRA
- •Tax Reliefs & Exemptions
Employer Sponsored
Customized pension schemes designed specifically for your organization's unique needs.
- •Full Ownership by Employers
- •Corporate Trustee Advantage
- •Customizable Fee Structure
- •Trustee Services for Tier 2 & Tier 3 Schemes
Secure Retirement Planning Made Simple
At Standard Pensions Trust, we provide comprehensive tools and expert guidance to help you plan and secure your financial future.
Pension Calculator
Plan your retirement with our interactive calculator tool that provides realistic projections.
Investment Strategies
Diverse investment options tailored to your risk profile and retirement timeline.
Fund Performance
Transparent reporting and real-time access to your pension fund performance.
Self-Service Portal
24/7 access to your pension information through our secure member portal.
Ready to Secure Your Financial Future?
Join thousands of Ghanaians who trust Standard Pensions Trust for their retirement planning.
What Our Clients Say
Hear from businesses and individuals who have transformed their retirement planning with Standard Pensions Trust.
Our Blog
Discover insights, news, and updates from our team.
Tailored to meet your pension needs
We believe everyone deserves a retirement plan as unique as they are. Let us customize a solution for you.
Your Retirement Plan
Take control of your financial future. Our structured approach helps you build the cushion you need for a comfortable and secure retirement.
Start Your Retirement Journey
WHY CHOOSE US
Why Standard Pensions Trust is The Right Choice for You
Control Systems
We have in place rigorous internal control systems as we recognize this as vital for our survival in the fiduciary services business
Good Investments
Our investment team has extensive experience and analytical methodologies to actively identify and exploit investment opportunities as they arise.
IT Platform
We have a top-of-the-range IT platform to improve the efficiency with which we deliver our services, with the use of Web and Mobile Technology as well as USSD.
Client Involvement
At Standard Pensions Trust Limited, putting the client at the heart of everything we do is not just a statement—it's our practice and promise. As a licensed corporate trustee under NPRA, we go beyond standard stewardship to engage with you through a truly customer-centered approach.
We invest time to learn your unique financial goals and retirement aspirations—whether you're an employer designing a Tier 2 or Tier 3 scheme, or an individual planning your personal pension. This enables us to craft solutions that genuinely reflect your priorities.
We believe in building lasting relationships through transparency, dedication, and personalized service that puts your financial goals at the center of everything we do.
OUR PARTNERS
Trusted by Leading Corporate Partners
We collaborate with industry leaders to provide comprehensive pension solutions and enhance value for our members.
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