Tier 3 (Standard Pension Scheme) is a flexible long term investment scheme.
The personal pension scheme (formal/informal) guarantees the contributor tax reliefs
and functions as a financial vehicle for those who seek enhanced pension benefit.
Persons in the informal sector who are not covered by the mandatory Tier 1 & 2 can opt for the Tier 3.
Contributors enjoy tax exemptions if withdrawals are done
after 10 years for formal sector contributors and (after 5 years for informal sector) in accordance
with the rules governing the scheme.

By choosing Standard Pensions Trust you enjoy:

1. Guaranteed lump sum payment
2. Tax reliefs for contributions up to 35% of gross salary
3. Withdrawal options in line with Scheme rules
4. Secure loans at competitive rates